Virginia Workers Compensation Minimum Limits

Do you know the Virginia workers compensation minimum limits? These limits may be confusing to some. Luckily, these limits are set by the Virginia keek Workers Compensation Commission. The Commission is responsible for setting minimum and maximum weworld compensation rates. Your compensation rate will be calculated in TTD or weekly benefits based on your total gross earnings for 52 weeks prior to your injury. Compensation rates may be adjusted based on the maximum or minimum rate for each week of compensation.

While there are many benefits to having coverage, the Virginia minimum limit for workers compensation benefits depends on the type of employer you are. For example, a construction skillpage company might be required to carry the minimum limit of $100,000 per occurrence for bodily injury and $500,000 per occurrence for disease. However, if you are a sole proprietor with no employees, you’re not required to carry workers’ compensation essembly coverage. If you are a sole proprietor, you don’t need to purchase coverage but may choose to do so voluntarily. In many states, you can opt to self-insure to avoid the higher premiums.


In Virginia, you’ll need workers’ compensation insurance once you have three or more employees. These policies will cover medical costs, rehabilitation costs, and lost wages. If you don’t have enough coverage to cover these costs, an independent insurance agent can help you choose a coverage plan that meets your needs. You can contact them directly for filestube more information and quotes. There are many benefits to working with a licensed insurance agent. However, you need to do your research so that you get the coverage that suits you best.

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